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Bankruptcy Ottawa provides free information about personal bankruptcy in Ottawa and bankruptcy alternatives available to residents of Ottawa and the surrounding areas of Ontario.

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Recent Bankruptcy Questions:

Posted on Monday, December 15, 2008

2nd bankruptcy

Question: I have been advised that one of my creditors is objecting to my discharge, i had made a consumer proposal of $500 a month for 5 years which they did not accept ... Should I get a lawyer, I am not getting too many answers from my trustees, any assistance would be appreciated. I was last bankrupt in 1999.

Answer: As a second time bankrupt, you are required to attend a discharge hearing to obtain your discharge. If you are not satisfied with the assistance your trustee is giving you then yes, you could hire a lawyer to represent you at your discharge hearing. However, in most cases the easiest course of action is to request a meeting with your trustee prior to your discharge hearing so that you fully understand what will happen at the hearing, so that you can prepare for it.

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